A call from your bank’s fraud department is not a call that you ever want to receive. Especially when it comes at 2pm, as you’re walking into your 3-hour babysitting job. And you won’t really be able to fully deal with it for awhile. So all you can do is worry and fret about whether or not someone has cleaned out your bank account before your trip to Atlanta this weekend.
Sounds stressful, right? Let me tell you – it was.
Long story short, I managed to call the bank and deal with it (partially) during the 30 minutes that we sit in the elementary school carpool line…while 4-year-old E shoved toy after toy in my face in an attempt to play, after I had already told her that she needed to play quietly in the backseat because I had a very important phone call to make. Kids these days.
Essentially, someone got my debit card number and pin and managed to withdraw $500 from an ATM in California. Clearly I haven’t been to California since January, so it couldn’t have been me. And it happened in LA. I went to San Francisco.
Luckily, I have a stellar bank that flagged my card after that first transaction, so the subsequent four transactions didn’t go through! So they cancelled my card, and are mailing me a new one. And they’re putting the money back into my account now, as opposed to waiting until after the investigation is over. Yay!
When I was pick-pocketed (and then subsequently robbed) in Denmark, I wrote a blog post about how I forgave the person who did this and was sad that we lived in a world where people have to steal to survive. I still feel that way. That’s not to say that I’m not angry and frustrated, I just understand that sometimes life is hard for people. If anything, it makes me realize how truly blessed my life has been. I’ve never wanted or needed for anything.
What lessons have I learned from all of this? To be more careful with my personal information, that’s for sure. And to always pay the $5.95 a month for ID alert on my bank cards.
Oh, and to never expect a 4-year-old to play quietly in the backseat for 15 minutes…at least not the one that I babysit! After last month’s potty training fiasco, I did make sure to tell her that she was allowed to interrupt me for bathroom emergencies. That was the last thing I needed yesterday!!
The last lesson that I learned? Chocolate cures all ills. Especially this kind of chocolate…
Now I’m off to do some work – new time-sensitive project that I need to finish before my trip this weekend! Great. Bring on the coffee! Luckily I slept in (a little bit) this morning, so I should be good to go.
My college self is crying that I consider 8am to be “sleeping in”.